| Whether due to negligence on the part of the victim | | | | London, whether large or small, are not prepared if |
| or the faulty equipment in the construction site, one | | | | things go the wrong way. Some proponents of Marsh |
| fact remains: the victim died on his/her workplace. | | | | say that although these small-time businesses can't |
| Now, leading New York construction accident lawyer | | | | do anything to thwart future attacks, they can do |
| David Perecman is becoming worried about the | | | | some precautionary measures, through some risk |
| worsening conditions of construction sites where a | | | | management strategies, to prevent further damages. |
| lot of workers sacrifice their lives for work's sake. | | | | As you prepare your usual coffee in morning to bring |
| According to New York Times, a total of 10 deaths | | | | it to your office (or someplace else), you smell the |
| already happened for the past 3 months in the year | | | | aroma of fresh coffee beans being brewed. As you |
| 2008. One building already received 25 building code | | | | pour the liquid inside your Stanley thermos, an |
| violations but the authorities weren't able to do | | | | unfamiliar sound startled you. BANG! Suddenly, your |
| anything about it. | | | | surroundings become black. |
| Assure UK Business Insurance is not quite making a | | | | No, it's not that you're injured. It's due to the |
| good name in the business insurance industry. | | | | charcoal that splattered from the thermos. The 2005 |
| Although their prices are competitive (lower than | | | | edition of Stanley thermos were withdrawn in the |
| most business insurance companies), some claim that | | | | market because of some handle issues. If the |
| enrolling a premium in their company is not worth it. | | | | vacuum cover of the handle is broken, chances are, |
| Why? Their customer service (if they ever have | | | | it'll explode and charcoal powder will burst in the air. A |
| one) is poor. UK Insurance Index, a website that | | | | family in Arkansas sued the company (since most of |
| allows customers to comment on certain services | | | | their belongings had black powder in/on it) and the |
| offered by insurance companies in the UK, had there | | | | owners of Stanley thermos were more than willing to |
| posted in their official page a review of the said | | | | pay and assist them for the damages. |
| company. The commenter said that his/her request | | | | American and British proponents of risk management |
| to cancel the premium took days (or even weeks!) | | | | have agreed to include ERM (enterprise risk |
| and that a lot of "promised calls" were made but no | | | | management) in the credit ratings of the companies. |
| calls came back from the said insurance company. | | | | Although ERM is included in rating banks and other |
| Ever since the 9/11 attack in the United States, many | | | | financial companies, they plan to include almost all |
| countries have been very wary about their own | | | | companies now with their wider coverage (both |
| security. A lot of conspiracy theories were | | | | public and private). They said that it'll have a good |
| formulated since the area where the planes were | | | | effect on the companies because if ever the |
| spotted was a "no fly zone", but nevertheless, if it | | | | company gets a high risk management evaluation, |
| was really an attack from another country, people | | | | the higher the chances that it'll be given a much |
| should now be precautious of their surroundings. | | | | better credit rating. Credit ratings are needed since |
| Or so we thought. Marsh, a risk management | | | | these will determine whether the company is worth it |
| company found out that most of the businesses in | | | | of a hefty loan. |