Ignore the Business Plan at Your Own Risk!

A number of years ago a friend came up with a killer- Operations plan
product idea targeted to fishermen. It was one of- Management Plan
those devices that, when you think about it yourself,- Financial Plan
makes you wonder why you didnt come up with theYou will find that these elements are given different
idea. I expected my friend to become a rich man. Inames depending on whom you talk to, and the
planned to be there of course to remind him who hisorder is not always the same. But none of that is the
friends were when he was still a nobody.essential consideration. The key is that you have a
He asked for my assistance in setting up his businessplan.
and in designing his web site. My first request was letThe Executive Summary is no more than a few
me see your business plan. To which he responded,paragraphs outlining your overall goals and objectives.
my what? I managed to stifle a groan and insteadThe Business Description identifies what you plan to
offered to help him with it. So we sat down togethersell or offer, and the strategies you will use to
and came up with a three-page document.succeed.
The definition, and purpose, of a business plan isThe Marketing Strategies section details the vehicles
straightforward. It defines the goals and objectivesyou will use to garner awareness of the product(s).
of your intended business, and provides an outline ofIn the case of my friends business, we described
how you plan to get there. The plan we developedhow we would use not only the web site, but also
for my friend included that, along with an outline ofprint ads in several fishing magazines, along with
how he was going to market the device. We left outfishing forums and newsgroups. This section also
the usual competitive analysis since his was a one ofdescribes how you plan to brand your product. For
a kind product. We included a section that detailedmy friends product, we came up with a very spiffy
how he would deliver the product; which was thebut easy to remember name.
use of a 3rd party company for packaging and dropThe Competitive Analysis section identifies what
shipping services.other companies offer the same or a similar
Originally, he had not considered several of the itemsproduct(s), realistic pricing structures, and how you
we incorporated into the final plan. Once completedwill attempt to set yourself apart.
however, the plan gave him a clear direction forThe Operations section describes your approach to
operating his new business. He sold the devicethe day-to-day operation of the business. This
through his web site and did quite well. After 18includes all the mundane details from accounting to
months, he received an offer for a buy out from adistribution channels.
major fishing and outdoor product company (most ofThe Management plan describes your general
you would recognize the name). The deal was madeapproach to the management of your business.
and my friend walked away with a rather tidy sumRemember, 90% of small businesses that fail, do so
of money.as a result of mismanagement.
Your business plan is an essential first step on yourThe Financial plan section identifies your need for a
road to success. Making it up as you go along simplybusiness loan (if needed), and your plan for paying
does not work. The plan provides a roadmap, andoff that loan. It also includes information about your
gives you a means to objectively analyze howbreak-even points and return on investment (ROI).
effective your approach is. In a situation where youLet me end this article with a question. If you were
require a loan to launch your business, any bank orgoing to have a home built, would you just let the
lender will require you to have a business plan.trucks with the cement, 2x4s, shingles, wallboard,
The contents of a business plan can be as simple orsiding and so forth just pull up to your lot, and then
complex as is required. For the vast majority or smallhave the builders proceed with no blueprint in hand?
businesses, a 5-10-page plan will usually suffice,Would you just hope for the best that the toilet
depending on the business. While every business planbowl doesnt end up in the kitchen or the exterior
is a little different, the basic elements are:door doesnt end up in the attic? Of course you
- Executive Summarywouldnt. No sane person would build a house without
- Business Descriptiona detailed blueprint.
- Marketing strategiesThen why would you do exactly that with your
- Competitive analysisbusiness?